What's New in Lucanet Banking and Cash Management

Apart from bug fixes and usability enhancements, the release contains the following new features:

Lucanet Banking & Cash Management extends its global reach through integration with the Fides Payment Network. You can now send payments to over 13,000 banks worldwide – far beyond traditional EBICS and SWIFT connections.

The Fides integration now enables direct payment submission in addition to retrieving account statements. Bank feedback is processed fully automatically: The system retrieves status messages in the background, decrypts them if necessary, and assigns them to the corresponding payments.

Lucanet Banking & Cash Management expands its capabilities by integrating the Open Banking interface through the provider Salt Edge. You can now automatically connect your bank accounts worldwide and gain real-time access to account balances and transactions – without manual data entry or EBICS setup.

The solution enables a quick connection to over 5,000 banks in more than 50 countries worldwide within just 2 minutes, without requiring an IT department or complex technical setup. You gain real-time access to current account balances and transactions through simple authentication via your existing online banking.

With the new Salt Edge integration, you can easily select your bank, log in, and retrieve your account information directly.

Lucanet Banking & Cash Management now supports Verification of Payee (VoP) for EBICS communication – the EU regulation for verifying payment recipients in SEPA transfers, mandatory since October 9, 2025.

This release includes automated processes and new editing capabilities that reduce manual effort and accelerate the processing of payment files.

Automatic Recipient Verification for SEPA Credit Transfer Payments

• For SEPA credit transfers, a VoP check is performed automatically, where the bank verifies the IBAN and recipient name. You receive the verification result before payment approval, allowing you to make an informed decision and detect transfer errors or fraud attempts early.
  • Single payments: After entering the IBAN, name, and amount, the VoP check runs automatically (approx. 3–5 seconds). You see the result before submitting the payment.
  • VoP bulk transfers: You can choose flexibly between VoP activation (Opt-in with individual verification via the new CTV/CIV order types) for higher security with slightly longer processing, or VoP deactivation (Opt-out without individual verification via classic CCT/CIP order types) for faster processing. When VoP is activated, you receive an overview of all verification results and can adjust problematic payments before submission.
• This release introduces new EBICS order types.

VoP Workflow: Automation and Efficiency Improvements in Payment Processing

In Banking & Cash Management, you can configure whether a payment should be automatically canceled when VoP verification results do not show a 100% match (No Match or Close Match).

The following features are also available for automation and efficiency improvements:

• Signing of VoP Opt-In jobs and VoP Opt-Out jobs
• Retrieval of verification results in HTML and PDF format
• Automatic signatures: Extension of the existing signature method so that VoP Opt-out jobs, including liability acceptance, can be signed. For 100% matches, an automatic signature can be applied; for No Match or Close Match, automatic cancellation is possible.
• Extended e-mail notifications: Automatic forwarding of VoP verification results by email to defined recipients – either as an attachment or directly in the email body, in standard or detailed format.