---
title: "Payments"
source_url: https://support.lucanet.com/en/documentation/banking-and-cash-management/payments
language: en
last_updated: 2023-08-24
---
# Payments

## Overview

The **Payments** functional area enables you to centrally manage and process all payment transactions in Lucanet Banking & Cash Management. The solution supports a wide range of national and international payment standards – from SEPA credit transfers and direct debits to complex international transfers in SWIFT format.

The integrated multi-bank functionality enables you to centrally manage payments for various banks and accounts and securely transmit them via different transfer channels such as EBICS or SFTP.

## Available Payment Types

Lucanet Banking & Cash Management supports all common payment formats for domestic and international payments. The following payment types are available:

- **All payments:** Central overview of all payments regardless of type or format
- **SEPA credit transfer payments:** Credit transfers within the SEPA area in the pain.001 XML format
- **SEPA direct debit payments**: Direct debit procedure for SEPA Core and SEPA B2B direct debits
- **SEPA mandates:** Management of SEPA direct debit mandates with unique mandate references
- **International payments (pain.001):** Standardized international payments in the pain.001 XML format
- **International Payments (DTAZV):** DTAZV format for international payments
- **Swiss credit transfer payments:** Switzerland-specific payments in CHF currency with QR invoice support
- **International credit transfer payments (MT101):** SWIFT-based international transfers in MT101 format
- **Payment partners:** Central management of all payees and their bank account details