---
title: "Creating and Configuring Disposition Suggestions"
description: "A disposition suggestion contains the transfers between the accounts of a disposition group that BCM calculates based on the current account balances. You create disposition suggestions manually or let BCM create them automatically using a processing channel and a processing job."
source_url: https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions
language: en
last_updated: 2026-08-28
---
# Creating and Configuring Disposition Suggestions

## Overview

On this page, you will find information about disposition suggestions in **Lucanet Banking & Cash Management (BCM)**. A disposition suggestion contains the specific transfers between the accounts of a [disposition group](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-groups.md) that BCM calculates based on the current account balances and the assigned [disposition method](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-methods.md). When you process a disposition suggestion, BCM creates payments from the suggestion.

You create disposition suggestions in two ways:

- **Manually**: You create a disposition suggestion in the **Disposition suggestions** workspace, review the transfers, and process the suggestion.
- **Automatically**: BCM creates disposition suggestions on a schedule using a processing channel and a processing job and, optionally, processes the suggestions without manual review.

> **Note:** Before you create disposition suggestions, create a [disposition method](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-methods.md) and a [disposition group](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-groups.md). The disposition method defines how BCM distributes liquidity, the disposition group defines the accounts and the threshold for urgent payments.

## Navigation

The **Disposition suggestions** workspace can be found under **Banking & Cash Management | Cash management | Disposition groups | Disposition suggestions** and is displayed as follows, for example:

![The Disposition suggestions workspace is displayed.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/disposition-suggestions-workspace.png)
'Disposition suggestions' workspace

## Creating Disposition Suggestions Manually

To create a **Disposition suggestion** manually:

1. Navigate to **Cash management | Disposition groups | Disposition suggestions**.

2. Click the **Plus** icon in the upper left corner. The configuration of a disposition suggestion is displayed as follows:

    ![The configuration options for a disposition suggestion are displayed.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/disposition-suggestion-configuration.png)
    Configuring a disposition suggestion

3. Configure the disposition suggestion according to your requirements. For more information, see [Configuring Disposition Suggestions](#configuring-disposition-suggestions).

> **Tip:** You can also create a disposition suggestion directly from a [disposition group](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-groups.md): using **Create disposition suggestion** in the toolbar of the disposition group or **+ New** on the **Disposition suggestions** tab.

## Configuring Disposition Suggestions

The configuration of a disposition suggestion contains the following options:

| Option | Description |
|---|---|
| **State** | Status of the disposition suggestion, for example **Suggested**, **Processed**, or **Declined**. You can only edit and process disposition suggestions with the status **Suggested**. |
| **Disposition group** | Disposition group whose accounts and disposition method BCM uses for the transfers. You select an existing disposition group from the drop-down list or create a new one using the **Plus** icon. |
| **Transactions** | Lists all transfers of the disposition suggestion with the columns **Debit account**, **Credit account**, **Amount**, **Currency**, and **Remittance information**. Using **+ New**, you add a transfer manually; using **Delete**, you remove the selected transfers. |

## Processing Disposition Suggestions

You process disposition suggestions with the status **Suggested** using the toolbar of the disposition suggestion:

- **Create payments**: BCM creates payments between the accounts from the transfers of the disposition suggestion and sets the status to **Processed**.
- **Decline**: BCM sets the status to **Declined** and does not create any payments.

## Creating Disposition Suggestions Automatically

For BCM to create disposition suggestions automatically, you create a [processing channel](https://support.lucanet.com/en/documentation/banking-and-cash-management/channels/processing-channels.md) of type **Create disposition suggestion** and a processing job that executes this channel on a schedule.

### Creating a Processing Channel

To create a **Processing channel** for disposition suggestions:

1. Navigate to **Channels | All channels | Processing channels**.

2. Click the **Plus** icon in the upper left corner and select **Cash | Create disposition suggestion**. The configuration of the processing channel is displayed as follows:

    ![The configuration options of the Create disposition suggestion processing channel are displayed.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/disposition-suggestion-processing.png)
    Configuring the 'Create disposition suggestion' processing channel

3. In the **Caption** field, enter a name for the processing channel.

4. In the **Default schedule** field, select a [schedule](https://support.lucanet.com/en/documentation/banking-and-cash-management/channels/zeitplaene-anlegen-und-konfigurieren.md) from the drop-down list or create a new schedule using the **Plus** icon.

5. In the **Cash group** field, select the disposition group for which BCM creates disposition suggestions.

    ![The Cash group field in the processing channel is highlighted.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/disposition-group-selection.png)
    Selecting the disposition group

6. Activate the **Automatic process payments** check box so that BCM processes the created disposition suggestions without manual review and creates the payments. Leave the check box deactivated if you want to review the suggestions before processing.

7. If required, assign a permission class to the processing channel using **Assign permission class** in the toolbar. For more information, see [System](https://support.lucanet.com/en/documentation/banking-and-cash-management/system.md).

8. Click **Save**.

### Creating a Processing Job

To create a **Processing job** that executes the processing channel:

1. Navigate to **Jobs | All jobs | Processing jobs**.

2. Click the **Plus** icon in the upper left corner. The configuration of a processing job is displayed as follows:

    ![The configuration options of a processing job are displayed.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/processing-job-configuration.png)
    Configuring a processing job

3. In the **Processing channel** field, select the processing channel that you created in the section [Creating a Processing Channel](#creating-a-processing-channel).

4. In the **Caption** field, enter a name for the processing job.

5. On the **General** tab in the **Execution time** area, define when BCM executes the job:

    - **Due time**: Date and time of the execution
    - **Schedule**: Optional schedule for recurring executions, which you select from the drop-down list or create using the **Plus** icon
    - **Interval type**: Interval of the execution, for example **Single** for a one-time execution

    ![The Execution time area of a processing job is highlighted.](https://support.lucanet.com/assets/docs-images/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions/_images/en/processing-job-execution.png)
    Defining the execution time for the processing job

6. If required, assign a permission class to the processing job in the **Permission class** field.

7. Click the button the save bcm icon in the upper right corner.

> **Warning:** Take the cut-off times of your banks into account when defining the execution time. The bank executes payments that BCM creates after the cut-off time on the next bank working day only.

### Automatic Process

After you have created the processing channel and the processing job, BCM executes the processing job at the defined execution time and creates a disposition suggestion for the selected disposition group based on the current account balances. If the **Automatic process payments** check box is activated in the processing channel, BCM immediately creates the payments from the disposition suggestion and transmits them to the bank via the configured channels, for example EBICS. Otherwise, you review and process the disposition suggestion manually. For more information, see [Processing Disposition Suggestions](#processing-disposition-suggestions). You track the status of the processing job in the **Processing jobs** workspace.