---
title: "Disposition (Cash Pooling)"
description: "Disposition is the cash pooling function of Banking & Cash Management: BCM transfers money between bank accounts based on rules to optimize liquidity, minimize interest costs, and maximize interest income."
source_url: https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling
language: en
last_updated: 2026-08-28
---
# Disposition (Cash Pooling)

## Overview

On this page, you will find information about disposition in **Lucanet Banking & Cash Management (BCM)**. Disposition is the cash pooling function of BCM: BCM transfers money between different bank accounts based on rules to optimize liquidity, minimize interest costs, and maximize interest income. You can operate disposition fully automated or with manual control.

## Setting Up Disposition

Disposition consists of three building blocks that you create in the following order. To set up disposition in BCM:

1. Create a [disposition method](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-methods.md). The disposition method defines how BCM distributes funds: even distribution, consolidation, or debit balance reduction.

2. Create a [disposition group](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-groups.md). The disposition group defines which accounts BCM manages together and assigns a disposition method to these accounts.

3. Create [disposition suggestions](https://support.lucanet.com/en/documentation/banking-and-cash-management/cash-management/cash-pooling/disposition-suggestions.md). Disposition suggestions are specific transfer suggestions that you generate and manage manually or automatically.